I would like to start a Tax Deferred Annuity. Does NYSUT endorse any particular program? As of December 31st, NYSUT will withdraw its endorsement of the ING 403(b) program. NYSUT has said that there will not be any future endorsements of a TDA until the Request for Proposals process is completed. Check the Member Benefits page on the NYSUT website for more details.

I am in the process of completing my second Master’s degree. Will I receive a 2nd Master’s stipend? At this time, the CBA does not contain any provision for receiving multiple Master’s stipends. You can receive credit for the coursework you completed to get the additional Master’s if you received prior approval for the courses.

I missed my appointment for the November 29th Will Day. Can I still get my will done? Yes. Just complete the Legal Security Package that you were sent and mail it to the National Law Office. If you need assistance, just call the law office prior to mailing it in.

Am I required to complete the beneficiary card for the $10,000 Accidental Death Policy provided through the MTA Benefit Fund? No, you are not required to complete the beneficiary card but you should be aware that if your family members need to make a claim, UNUM Provident will send the payment to your estate, not any individual family member.

E-mail your questions to: questions@middletownteachers.org.